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Bin Y., 39, works making rice noodles to sell in the village, earning approximately US$2.3 in profits each day. Rice noodle is one of the old Khmer foods and people mostly have it with soup, either red or blue soup. The blue soup is cooked from fish only but red can be pork or chicken. She and her husband and one of her sons are pictured close to a grinding tool in the process of making rice noodles.

Her husband, Sam Chuk, 38, is a rice farmer and palm climber. He makes around US$1.6 per day. He told to a loan officer that his farm is just to have enough to eat from day to day and mostly the profit is from the sugar palm business. Everyday he collects palm juice and then boils it into palm sugar and sells it in the market.

Mrs. Bin is asking a loan of US$500 to invest in her business by adding to the number of rice noodles she makes, and the rest of the money is to be used to purchase fertilizers for her husband's farm.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 47
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Bin to add the number of making rice noodle and purchase fertilizers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 1, 2008
Sep 17, 2008
Currency Exchange Loss:
May 15, 2010