Update on AndreiAndrei is from Velikoi Znamenki. For nine years, he has been involved in repairing and selling computers and appliances. Andrei chose for himself this group of goods since he knows appliances well and is well-versed in computer technology. By education, he is a nuclear physicist, and he worked at the nuclear power plant in Energodar. He left this place of work for his health and engaged in his own business.
Andrei already used KIVA loans, thanks to which he was able to increase his traffic and to get additional profit. The last time he took a loan, he bought appliances (refrigerators, microwaves, mixers...). Andrei tries to invest the main part of the profits Andrei into the business, and constantly is adding some sort of new type of goods in demand. This time, Andrei is requesting to give him a loan to purchase computers and televisions. Available resources will be invested in finishing the construction of a new home where he hopes to soon move with his family.
Recently, Andrei fell ill with arthritis and went for treatment. The treatment was successful and now Andrei fells better.
Андрей уже пользовался КИВА кредитами, благодаря чему смог увеличить свой оборот и получить дополнительную прибыль. Прошлый раз когда брал кредит, закупил бытовую технику(холодильники,микроволновки, миксеры...) Основную часть прибыли Андрей старается вкладывать в бизнес, постоянно добавляет какой-то новый вид товара пользующимся спросом. На этот раз Андрей просит предоставить ему кредит на закупку компьютеров и телевизоров. Свободные средства вкладывает в постройку нового дома, куда он надеется вскоре переехать со своей семьей.
Недавно Андрей заболел артритом и проходил лечение. Лечение прошло успешно и сейчас Андрей чувствует себя лучше.
Previous Loan DetailsAndrei used the previous loan from Kiva wisely, increasing the number of goods and adding laptops. In paralle, Andrei engaged in building a house, to which a lot of money also goes. Andrei needed a sum of 20,000 Hryvnia to replenish his working capital through the purchase of household applia... More from Andrei's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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