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Safi Group
In this Group: Esperence, Lucie, Theodosie, Erneste, Saambili, Shamamba, Feza, Muzaituni, Izaniro, Karibushe, Nyirakiramye, Bahunde, Vestine, Nyamwishi, Serungendo, Amani, Evariste, Bakenga, Mukanrwa, Jean, Nseka, Bagabo, Nangauv, Zuba, Eugene, Aliance, Louise, Emma, Munyakazi, Damien, Florence, Nyirantachobitwaye, Manishimwe, Asiya, Kamanitsi, Mutima
This client, Karibushe, is a merchant and a member of the business association "Safi". She is 28 years old, an entrepreneur, and a married mother of four children, all in school. This client sells construction lumber. She stocks her merchandise in a warehouse in a suburb of the city. She started her business with help from her husband, who is also a merchant. Later on, she benefited from a loan from the microfinance institution Hekima. She has been in this business for four years.

This new loan will be used to purchase 100 boards. Thus, she would like to expand her plans, build a house, and provide education, clothing, and food for her children.

In conclusion, she thanks Hekima very much for promoting autonomy for unbanked women entrepreneurs, especially during this critical time post-conflict in the country's east. It should be noted that certain clients are carrying their babies.
View original language description ↓
La cliente Karibushe est une commerçante et membre de l’association d’affaires «Safi», entrepreneur, âgée de 28 ans, mariée et mère de 4 enfants qui tous, étudient. La cliente est une vendeuse des planches de constructions. Elle stocke sa marchandise dans un dépôt des périphéries de la ville. Elle commença ses affaires avec l’assistance de son mari. Son conjoint, lui aussi, est commerçant. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 4 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 100 planches. Ainsi, elle souhaite étendre son projet, construire une maison, scolariser, vêtir, et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment critique poste conflits à l’Est du pays. Il sied de signaler que certaines clientes portent leurs bébés.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 32
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,039,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Safi Group's $5,275 loan helped a member to purchase 100 boards for construction.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 19, 2013
Jan 15, 2014
Currency Exchange Loss:
Jul 17, 2014