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Ann Banadurga Shg Group
In this Group: Pratva, Pramlla, Pramodini, Ramabati, Gayati, Savita, Padmabati, Sabitri, Sandhyarani, Sabitri
The "Ann Banadurga SHG" group consists of ten women who live in the rural area of Odisha, India. Its people work in the fields in activities such as animal husbandry and agriculture; many people also head to the city every day for various types of work like vegetable selling, flower selling, etc. The members still proudly preserve their traditional dress as well as their cuisine. They always strive to provide their children with a better future.

One of the group members is Pratva, the lady sitting with a raised hand. She is forty-three years old, married, and has two children, aged eight and thirteen. Her children attend an area school. Her husband is a farmer, and he is engaged in paddy cultivation. Pratva's husband helps in her business. They live in their own home.

Pratva spends her time at home, caring for their children. However, to help her husband with living expenses, she raises cows and sells the cows’ milk. She currently has two cows. She also works in agriculture for both home and commercial use.

This loan is to purchase a Jersey cow and its fodder so that she can increase her milk production. Her goal is to own more higher-quality cows.

On the behalf of this group, Pratva says, "We are very much thankful to Kiva lenders for their help and support."

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 131
    View loans »
    India Loans Fundraising
  • $5,414,825
    Funds lent in using Kiva
  • 61.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Ann Banadurga Shg Group's $4,900 loan helped a member to purchase a Jersey cow and its fodder so that she can increase her milk production.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Dec 31, 2013
Jan 14, 2014
Currency Exchange Loss: