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Shirin is a 45-year-old mother of three adult children. She has an exclusive clothing store in her town where regular and new customers know they can find excellent quality and top professionalism. Shirin sells suits, dresses and on order specialty items. Unfortunately several years ago her husband ran into financial difficulties. Shirin succeeded in moving the family out of these problems and bringing their bank account from being limited by the bank.

Shirin needed this loan to assist in paying for a new line of specialty dresses and other items. Due to her family’s past banking history, this small loan made the difference in being able to bring the stock on time at an excellent price.

Shirin wants to see her business grow, so that one day she does not have to rely on loans when new stock is needed. She loves bringing beauty into the lives of her customers.

Additional Information

More information about this loan

KIEDF targets some of the most marginalized groups and areas in Israel with its microfinance services, specifically working with Bedouins, Haredi women, and Israeli-Ethiopians. By contributing to this loan, you are supporting a borrower who otherwise would have very limited access to financial services. 

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.


About Israel

  • $28,930
    Average annual income
  • 6
    View loans »
    Israel Loans Fundraising
  • $1,268,800
    Funds lent in using Kiva
  • 3.5
    Israel New Shekels (ILS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $5,750 helped Shirin to assist in paying for a new line of specialty dresses and other items.
46% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Dec 27, 2013
Jan 14, 2014
Currency Exchange Loss: