Genara learned to grow coffee 18 years ago, working with her older brother. She also states that her mother taught her the art of making pottery. She makes griddles, vases, clay jars, and other items. Also, in order to generate more income and support her family, she makes nacatamales on Saturdays which she goes out to sell in her community.
Genera has a lot of projects planned for the upcoming year, including purchasing 2 parcels of land to cultivate the Lempira (fugus-resistant) variety of coffee, because last year the Roya fungus affected most of the coffee plantations that were planted with other, more vulnerable, varieties of coffee. She also plans to make some improvements to her house: plastering it with cement and putting in a new tile floor. Genera also dreams of seeing her daughters get degrees in education, because she wants them to become teachers when they are adults.
This is why Genara is now requesting a loan from the COMIXMUL cooperative to purchase chemical and organic fertilizers and other supplies to protect her coffee crops, so that she can put her plans in motion to achieve her goals, hopes and dreams.
Por lo que ella hoy día ha decidido solicitar financiamiento a la cooperativa COMIXMUL que ayude a la compra de fertilizantes, abonos, entre otros para poder proteger su plantación de café y echar a andar sus metas, sueños y esperanzas.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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