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Genara
Genara, 49, is the mother of 5 children. She is very hardworking and tenacious. Each day, she works hard alongside her partner and their 3 adult children, who support their parents in the various farming activities, and earning a fair salary from their parents for growing coffee seedlings that they sell in their community. The family also has some land where they cultivate coffee. This business has been very profitable, for which they thank God, as it generates 2500 pounds of coffee beans.

Genara learned to grow coffee 18 years ago, working with her older brother. She also states that her mother taught her the art of making pottery. She makes griddles, vases, clay jars, and other items. Also, in order to generate more income and support her family, she makes nacatamales on Saturdays which she goes out to sell in her community.

Genera has a lot of projects planned for the upcoming year, including purchasing 2 parcels of land to cultivate the Lempira (fugus-resistant) variety of coffee, because last year the Roya fungus affected most of the coffee plantations that were planted with other, more vulnerable, varieties of coffee. She also plans to make some improvements to her house: plastering it with cement and putting in a new tile floor. Genera also dreams of seeing her daughters get degrees in education, because she wants them to become teachers when they are adults.

This is why Genara is now requesting a loan from the COMIXMUL cooperative to purchase chemical and organic fertilizers and other supplies to protect her coffee crops, so that she can put her plans in motion to achieve her goals, hopes and dreams.
View original language description ↓
Doña Genara es una mujer de 49 años de edad quien es madre de 5 hijos muy trabajadora y luchadora que diariamente lucha en compañía de su compañero de hogar y sus 3 hijos mayores quienes apoyan a sus padres en las diferentes actividades de campo devengando un salario justo por parte de sus padres por la elaboración de viveros de café mismos que son vendidos en la comunidad. Ellos además cuentan con una tierra cultiva de café muy prospera por la cual agradecen a DIOS la cual genera 25 QQ de café uva ya que desde los 18 años ella aprendió a trabajar en compañía de su hermano mayor. Ella también relata que en compañía de su madre le enseño el arte de la alfarería la elaboración de comales, jarrones, cantaros de barro, etc. Para seguir generando ingresos y apoyar a su familia los días sábados hace nacatamales para salir a vender en su comunidad. Doña Genera tiene varios proyectos planeados para este nuevo año entre los cuales están: comprar 2 parcelas de terreno para sembrar café lempira ya que el año pasado la enfermedad de la roya afecto la mayor parte de las fincas con plantaciones de café catimora, borbón y catuay por lo que son variedades más vulnerables que el café lempira siendo este más fuerte que los anteriormente mencionados. También tiene planeado mejorar su vivienda repellarla con cemento y poner un mejor piso como la cerámica. También sueña con ver a sus hijas graduadas de maestras de educación ya que al menor eso es lo que le gustaría cuando sea adulta.
Por lo que ella hoy día ha decidido solicitar financiamiento a la cooperativa COMIXMUL que ayude a la compra de fertilizantes, abonos, entre otros para poder proteger su plantación de café y echar a andar sus metas, sueños y esperanzas.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 64
    View loans »
    Honduras Loans Fundraising
  • $8,801,600
    Funds lent in using Kiva
  • 20.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Genara to buy agricultural supplies for her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 7, 2014
Listed
Feb 24, 2014
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015