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Aby's Group
In this Group: Aby, Kadiatou, Oumou, Ramatoulaye, Mareme, Binta, Fatou Alphousseyni, Monique, Aminata
This group is composed of women with great determination when it comes to their profit-generating activities. They have a long experience with the “banc villageois” (lending organization) program, and have shown a solidary mindset allowing them to face many situations. This group is one of the best in this region. Their main activity is retail.
Madame Aby (sitting on the right) is the representative of the group. She is 56 years old, married, and a mother of seven—four boys and three girls. She is very committed to the group’s activities. She sells locally-manufactured shoes, and also makes sheets and bracelets.
With this loan, she is planning on strengthening her retail business by purchasing wholesale:
- Men and women’s shoes
- Fabrics to make sheets and various threads
- With the remainder, various accessories sold by the dozen, to be retailed individually.
Profits from her activity will allow her to strengthen her business; she is also planning to purchase a fridge.
View original language description ↓
Ce groupe est composé de femmes très déterminées dans leurs activités génératrices de revenu. Ces dernières ayant un long vécu dans le programme des bancs villageois ont su développer un esprit de solidarité leur permettant de nos jours de faire face à beaucoup de situations. Ce groupement est l’un des meilleurs de la région. Elles ont comme activité principale le petit commerce.

Madame Aby (assise à droite), est la représentante de ce groupe. Elle est âgée de 56 ans, elle est mariée et mère de 07 enfants dont 04 garçons et 03 filles. C’est une femme très engagée dans les activités du groupement. Elle est vendeuse de chaussures de fabrication locale, elle fait aussi des draps et des bracelets.

Avec ce prêt elle compte renforcer son commerce par l’achat en quantité :
- Chaussures pour homme et femme.
- Des tissus pour la confection de drap et divers fils.
- Et le reste servira à acheter des produits de mercerie.

Les bénéfices de son activité lui permettront de mieux asseoir son commerce et elle compte acquérir un réfrigérateur.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 59
    View loans »
    Senegal Loans Fundraising
  • $14,279,850
    Funds lent in using Kiva
  • 479.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Aby's Group's $6,025 loan helped a member to buy shoes, fabric, bed linens and haberdashery.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 23, 2013
Jan 24, 2014
Currency Exchange Loss:
Jul 22, 2014