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Generosite A Group
In this Group: Kyangwi, Lukoo, Maramuke, Mwaziomba, Francoise, Ntwali
Kyangwi, age 37, is a brave merchant and a member and the president of Générosité A Group. She's energetic and an experienced senior entrepreneur. She's the mother of nine children, out of whom seven go to school. The other two are still kids.

Kyangwi sells clothes ("pagnes", a kind of colorful African cloth). She displays her products at the central market in her town. She started her business with support from her husband, who is a public administration employee.

Later on, she got a loan from Kiva's partner, the MFI Hekima. She's been running her business for 15 years. This new loan will be used to buy 140 pieces of pagnes. She wishes to expand her business project, build a house, and feed her children and send them to school.

In the end, she strongly thanks Hekima for its contribution to making women who are excluded from traditional banks self-supporting, especially during this critical post-war time in the East of the country.
View original language description ↓
La cliente Kyangwi est une brave commerçante, présidente et membre de l’association d’affaire « Générosité A »,senior entrepreneur expérimentée, dynamique, âgée de 37ans, et mère de 9 enfants qui, 7 étudient et deux autres sont encore gosses. La cliente est une vendeuse d’habits(pagnes). Elle installe ses marchandises au marché central de la place. Elle commença ses affaires avec l’assistance de son mari. Son conjoint est fonctionnaire de l’Administration publique. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 15 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 140 pièces de pagnes. Ainsi, elle souhaite étendre son projet de commerce et construire une maison, scolariser et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment difficile poste conflit dans la région de l’Est du pays.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Generosite A Group's $10,000 loan helped a member to buy 140 pieces of "pagnes" (colorful African cloth).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 23, 2013
Jan 13, 2014
Currency Exchange Loss:
Jul 17, 2014