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Plamedi Group
In this Group: M'rubangiza, Nabuhindo, Ackemeya, Buhendwa, Honorine, Mutsalombo, Kaboneza, Ndagano, Munyutsa, Ndagano, Mudekereza, Habimana, Alida, Nongwa, Tambwe, Mukeshima, Kyechire, Meshe, Jeanne, Bwira, Nshombo, Alliance, Kalume, Sifa, Sindani
Mudekereza is a merchant with 7 years experience. She is 35 years old, a responsible widow and the mother of 3 children who all attend school. Mudekereza is a member of the "Plamedi" business group and sells second-hand clothing. She displays her merchandise along a busy road in town. She is requesting a loan from Hekima in order to increase her business. She will buy one bale of second-hand clothing.

Mudekereza started her business with funds she received from her husband (when he was alive). In the coming years, she would like to increase her credit, buy a plot of land, feed her children and ensure that they get an education. She thanks Hekima for its support of non-bancable female entrepreneurs in the form of microloans, especially during this time of war in the East of the country.

Note: one customer is carrying her baby in the photo.
La Cliente Mudekereza est une commerçante d’une expérience de 7 ans, âgée de 35 ans, veuve responsable et mère de 3 enfants qui tous étudient. La cliente est membre d’un collectif d’Affaires «Plamedi». Elle est vendeuse de friperie. Elle installe ses marchandises sur la rue dans une avenue animée de la ville. Elle sollicite un prêt auprès de Hekima pour accroitre son activité. Elle va acheter 1 ballon de friperie. Elle démarra ses affaires avec le fonds reçu de son mari (lors de son vivant). Dans l’avenir, elle souhaite accroitre son crédit, acheter une parcelle, scolariser et nourrir ses enfants. Elle remercie Hekima pour son soutien aux femmes entrepreneurs non bancables, en leur accordant de microcrédit, pendant, ce moment de poste conflit dans la région de l’Est du pays. Il sied de signaler qu’une cliente porte son bébé.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,380,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Plamedi Group's $3,050 loan helped a member to buy a bale of second-hand clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 18, 2013
Listed
Jan 13, 2014
Currency Exchange Loss:
N/A
Ended:
May 17, 2014