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Nighat is 45 years old; she is the mother of three children.
Her husband owns a wood shop, in which he sells planks, wooden boards, timber, chipboard, nails, and door locks to the furniture manufacturers. He purchases wood accessories from nearby markets and sells them to the carpenters. In his area, a lot of carpenters are ready to buy wood accessories on a daily basis. The raw material’s prices have been increasing day by day, which has exceeded his purchasing power.
Therefore, Nighat requested a loan from Kvia’s field partner BRAC Pakistan so that her husband would be able to buy raw material such as planks, chipboard, door locks, and nails etc to earn maximum profit.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 358
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 105.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Nighat to buy planks, chipboard, door locks, and nails.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 6, 2014
Jan 13, 2014
Currency Exchange Loss:
Feb 21, 2015