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Lok's Group
In this Group: Lok, Ren
Lok is a 61-year-old married woman who lives with her family in a rural area located in the Sangke district of Battambang province. She has five children.

She has grown rice for 11 years and earns about 63,000 KHR per day to support her family.

This is her third loan with VisionFund. She has used the previous loans wisely to improve her family’s livelihood. Now she is leading her group to ask for a loan. As the leader, Lok is going to use her portion to pay to harvest rice. This loan will enable her to extend her farmland and increase her rice production. This will help to better her family’s living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,565,125
    Funds lent in using Kiva
  • 3,997.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Lok's Group's $625 loan helped a member to pay to harvest rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 16, 2013
Jan 12, 2014
Currency Exchange Loss:
Jan 17, 2015