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Phath S., 33, is a true entrepreneur and resides with her little child in Kampong Cham, Cambodia. Since 2005, she has had a business selling groceries and many kinds of vegetables to earn a living. She is able to make around US$5 in profit each day. In her village, there are many vendors who operate the same type of business as hers, so she needs to diversify her products to satisfy her customers. Currently, she is requesting a loan from Kiva via Credit, Kiva’s Field Partner, to increase her inventory of groceries and vegetables. In the future, she plans to breed pigs for extra profit to support the family. (Phath's mother is pictured because she was not available.)

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 227
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phath to increase her stock of groceries and vegetables to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 23, 2008
Oct 9, 2008
Currency Exchange Loss:
May 15, 2010