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This man's name is Bozor. He is from a village in the Yavan district. Bozor is a married man and father. Bozor lived his whole life honestly. He fed his family with honestly earned work. Now he was left without work, and his source of income is gone. Bozor is not planning to retreat and give up; he decided to start his own business in animal husbandry. Bozor plans to raise cattle at home. He has a cowshed. Bozor planned everything out. He will buy livestock from the "Pandjshbe" market in the Yavan district and resell it with a markup after a long feeding period. This business is profitable and requires a lot of means to start it. Bozor does not have a sufficient amount of money and this is why he is asking for help. He will use this loan to buy livestock and start the business, and his family will once again have a source of income.
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Этого мужчину зовут Бозор. Он из деревни района Яван. Бозор женатый мужчина и отец. Бозор всю свою жизнь жил честно. Кормил семью честно нажитым трудом. Сейчас он остался без работы, и отсутствует источника дохода. Бозор не собирается отступать и сдаваться, он решил начать собственный бизнес в сфере животноводства. Бозор планирует выращивать крупно рогатых скотов у себя дома. У него имеется коровник. Бозор рассчитал все, он приобретет скотов из скотного рынка "Панджшанбе" района Яван, после длительного откорма продаст скотов с наценкой. Такой бизнес прибыльный и начать такую деятельность требуется не мало средств. Бозор не имеет достаточную сумму денег и поэтому он просит ему помочь. На деньги от кредита он приобретет скотов и начнет бизнес и у его семьи снова появиться источник дохода.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 121
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Bozor to buy livestock and start his own business.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 3, 2014
Jan 13, 2014
Currency Exchange Loss:
Feb 12, 2014