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Maria Nicolasa
Maria is 47 years old and lives in her own home with her two children. She works selling fruits and vegetables, such as strawberries, bananas, oranges, tomatoes, onions and peppers. She has had this business for six years, which has given her a lot of experience in sales and has enabled her to obtain the best profits. Her selling location is strategically located and frequented by many people. She has earned many customers, who prefer her because her products are fresh, high-quality and are offered at good prices and with excellent service.

In recent weeks, demand has increased and Maria would like to take advantage of this opportunity to make a new investment in her business, but she does not have enough capital. For this reason, she is requesting a loan from Apoyo Integral to buy fruits and vegetables at wholesale prices. Maria is grateful for the support and promises to repay the loan, which she believes will give her family a better quality of life.
View original language description ↓
Maria de 47 años de edad vive en casa propia con sus dos hijos, ella se dedica a la venta de frutas y verduras, fresas, plátanos, naranjas, tomates, cebollas, chiles entre otros tiene 6 años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias, el lugar donde comercia es muy estratégico para la actividad y además muy concurrido de personas, ya tiene mucha clientela que la prefiere porque su producto es fresco, a buen precio, de calidad y con un excelente servicio; en las últimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión pero no posee de suficiente capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar frutas y verduras por mayor. Ella esta agradecida con el apoyo y asegura que podrá saldar la deuda, a la vez confía que le dará a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 684
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Maria Nicolasa to buy fruits and vegetables at wholesale prices.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 29, 2013
Feb 4, 2014
Currency Exchange Loss:
Feb 20, 2015