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Jesús Pan De Vida Group
In this Group: Maria Luz, Zunilda, Melina Caty, Janet Angela, Nicolaza Margarita, Katherine Luz, Haydee Luz

Update on Jesús Pan De Vida Group

Katherine is twenty-one years old. She has a dependent child with her partner. With the help of her partner, she has been carrying out her restaurant business for two years; their restaurant offers all sorts of food and beverages. Years ago, she was a student. She will use this loan to paint her restaurant. Within the "Jesús Pan De Vida" loan group, she acts as secretary. The group is grateful to Kiva lenders for their provided support. Katherine appears in the attached photo in the upper left corner; she was unable to be present at the meeting due to work reasons.
View original language description ↓
Katherine tiene 21 años es conviviente con un hijo dependiente. Ella hace dos años implemento su restaurante con el apoyo de su esposo en donde ofrece comida de toda variedad y bebidas. Años atrás se dedicaba a estudiar. El préstamo lo invertirá en el pintado de su restaurante. En el grupo “JESUS PAN DE VIDA” cumple la función de secretaria. El grupo agradece a los inversionistas KIVA por el préstamo brindado. Katherine es la que se encuentra adjunto en la parte superior izquierda que no pudo estar presente en la reunión por motivos laborales.

Previous Loan Details

The group "Jesus Pan de Vida" [Jesus, Bread of Life] is made of up of responsible members who are determined to improve their quality of life. Nicolaza is forty-six years old and lives with a son, who is her dependent. Years ago, she worked in a restaurant called Santa Mónica de Nicolás de ... More from Jesús Pan De Vida Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Jesús Pan De Vida Group's $2,375 loan helped a member to paint her restaurant.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 11, 2013
Jan 17, 2014
Currency Exchange Loss:
May 17, 2014