Esperanza De Lacaya Group
The loan that they are taking out will benefit small businesses that Eusebia is a member of. She states that this is the first time they have joined Pro Mujer, they were invited by a sponsor from the institution who visited her home. Currently, Eusebia has a business catching and selling fish. She learned this trade many years ago because it was a family business, and after meeting her husband, she decided to branch out on her own.
The loan will help her to purchase nets which she will buy from the wholesalers in the city of La Paz, and she will then install them in her workspace. This line of work allows her to generate an income to support her family as she lives in a common-law marriage and has four children. When asked what she likes about Pro Mujer, she likes the training offered by the institute.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Eusebia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de pesca y venta; da a conocer que este negocio lo aprendió hace varios años cuando ya que era un negocio familia y posterior a su tener su pareja decide independizarse.
El crédito que ahora sacará es para el aumento de capital (compra de redes) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo instalará en su espacio de trabajo. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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