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Nueva Luz Ii Group
In this Group: Natalia , Nancy , Nilda , Doris Ana , Evangelina , Luis , Ruth Neyda, Nathaly Karem, Hilaria, Yeny, Mery, Santusa, Liz Yanira

Update on Nueva Luz Ii Group

These are the members of the “NUEVA LUZ II” communal bank, located in the Cusco district, province, and department.

Natalia is in a common law marriage. She is 39 years old and has two children. She sells food such as chicken with potatoes, soups, and meat dishes, and works from 10:00 pm to 5:00 pm. She has had this business for seven years and things are going very well. She wants to have her own restaurant someday. She is asking for this loan to buy ingredients such as chicken, meats, and vegetables.

Natalia is raising her hand.

The other members sell cold items, shoes, food, or have grocery stores.

She is grateful for those who form part of this dream and she is committed to making her payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “NUEVA LUZ II”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Natalia ella tiene una relacion de unión libre y tiene 39 años y tiene 2 hijos; La socia trabaja en su negocio de venta de comida, la socia prepara diferentes platos como pollo con papas, sopas y saltados de carnes, la socia trabaja desde las 10:00 p.m hasta las 5:00 p.m, la socia ya tiene 7 años en este negocio y le va muy bien, el sueño de la socia es tener un restaurant. La socia solicita el crédito para comprar productos para cocinar como pollo, carne y verduras.

La socia Natalia es la que levanta la mano.

Los otros socios se dedican al negocio de refrigerios, negocio de venta de zapatillas, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

A group of neighbors and friends formed the Communal Bank “Nueva Luz II” (New Light II) in the city of Cusco. Natalia is one of the members. She is 39 years old, in a common-law relationship, and has two children. In the photo, Natalia is the woman who has her hand raised. Natalia is a ch... More from Nueva Luz Ii Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Nueva Luz Ii Group's $6,650 loan helped a member to buy ingredients.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 10, 2014
Jan 11, 2014
Currency Exchange Loss:
Jun 17, 2014
This photo was used before for a previous loan for Nueva Luz Ii Group. It was first posted on Kiva on Sep, 2013. Learn More