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Khum Y., 57, is married and lives with one of her daughters in Kampong Cham, Cambodia. She and her husband work growing rice to earn a living and are able to make around US$1 each day. The weather conditions have been difficult in Cambodia this past year and inflation has also been out of control. These factors have played into a difficult economic year for many Cambodians, Khum Y. included. She is requesting a loan from Kiva via Credit, local partner, to purchase a water pump to irrigate her rice field in case she has difficulty with the water supply.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 260
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Khum to purchase a water pump.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 1, 2008
Sep 17, 2008
Currency Exchange Loss:
Sep 15, 2009