María is 52 years old, is married (in a free union) and all of her children are financially independent. For this reason, all of her income goes to her and her husband. She describes herself as a hardworking person who likes to learn and doesn't content herself with mediocrity.
María works renting and administering 3 apartments which throughout her life she eventually came to own. They are all under contract. She is asking for this loan so she can remodel the apartment where she lives, making certain necessary repairs.
Through her work efforts, she has been able to gradually buy things for her house. Her main goal is to buy another apartment and then rent it out.
María tiene 52 años, vive en unión libre y ninguno de sus hijos depende económicamente de ella; por lo que se todo su ingreso va para ella y su esposo. Ella se describe como una persona trabajadora, que le gusta emprender y no le gusta la mediocridad.
María se dedica a rentar y administrar tres departamentos de los que se ha podido hacer a lo largo de su vida, los cuales los tiene todo bajo contrato. Pide este préstamo para hacer una remodelación en el departamento donde vive, haciéndose algunas reparaciones necesarias.
Con el esfuerzo de su trabajo ha logrado ir comprando algunas cosas para su hogar, y su principal reto es comprar otra cosa para también rentarla.
About Kubo.financieroKubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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