For the last 10 years, Kadrije has made a living by selling dairy products including raw milk, cottage cheese and butter in a farmers’ market in a nearby town. She wants to expand her business by buying some baby goats, and is requesting this loan for 100,000 Albanian Lek to make that possible. She has been a long-time client of VFA.
Kadrije is married and the mother of two children who are 20 and 13 years old and still attend school. Unfortunately, one of her children was born with certain disabilities. They live in the rural south-central part of the country where the terrain is very rough and roads are bumpy; this has made it hard for the villagers to visit nearby towns as often as needed. Roads are still in the same condition today, but this family has no choice but to travel into town to sell its products.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.