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Fakhridin has a lot of desire to work, earn and provide for himself and his family. Fakhridin is 24 years old. He lives with his mother and three brothers in the Shahrituz district. Fakhridin wants to start his own business in selling shoes. He plans to buy merchandise wholesale at the Korvon market in the city of Dushanbe and resell it at a market of his native Shahrituz district. Fakhridin intends to use the loan amount to purchase his first merchandise. His brothers will be helping him. Fakhridin has a huge desire to work and be independent. He hopes that he will receive help and start his business.
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У Фахридина большое желание работать, зарабатывать обеспечивать себя и свою семью. Фахридину 24 года. Он живет с мамой и тремя братьями на районе Шахритус. Фахириддин хочет начать свой бизнес в сфере торговли обуви. Он планирует закупать товар из рынка Корвон города Душанбе оптом и перепродать на рынке родного района Шахритус. На сумму от кредита Фахридин намерен приобрести свой первый товар. Ему будут помогать его братья. У Фахридина огромное желание работать и быть самостоятельным. Он надеется, что получит помощи и начнет бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 105
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,950 helped Fakhridin to buy merchandise and start his own shoe-selling business.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 8, 2014
Jan 13, 2014
Currency Exchange Loss:
Feb 12, 2014