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Odinakhan
Odinakhan is 43 years old, married and together with her husband is raising 4 children. Her oldest daughter is married, but the rest of her children are still in school. Odinakhan has a high school education. As a main source of income, Odinakhan raises livestock and grows crops, a business that she started 23 years ago with a purchase of cattle for 8,000 som (KGS). All of her children and her spouse are involved in helping her with the farm work. Thanks to Odinakhan's hard work, she now has three milking cows and 25 sheep. She also has a 1.08 hectares of land where she grows corn and clover for the cattle feed as well as rice for sale. Her monthly income is 15,000 som (KGS).

In order to expand her business, Odinakhan turned to the microfinance bank of Bai Tushum & Partners for a loan to purchase a car. The car is needed to transport harvested crops and cattle to the market for sale. Having her own means of transport, will allow Odinakhan to save on the transporting costs and will give her the opportunity to reach her best customers. Profits from her business, Odinakhan is planning to re-invest into her enterprise and to set some aside for her children's education.
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Одинахан 43 года, замужем, вместе с супругом воспитывают 4 детей. Старшая дочь замужем, остальные школьники. У Одинахан - среднее образование, в качестве основного дохода для своей семьи Одинахан занимается животноводством и полеводством, стартовав 23 года назад, с покупки скота на 8,000 сом KGS. Все дети и супруг вовлечены в сельском хозяйстве и помогают на поле. Благодаря упорному труду Одинахан и ее семьи, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 25 овец, а также имеет земельный надел размером 1,08 ГА, на которой выращивает кукурузу, клевер - для обеспечения скота необходимыми кормами, а также рис на продажу. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Одинахан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку легкового авто для использования в сельском хозяйстве, транспортировка сельхозудобрений, урожая для продажи на рынках, а также перевозка скота на скотный рынок на продажу. Наличие собственного автотранспорта позволит Одинахан сэкономить на перевозке урожая. У Одинахан появится возможность довозить сельхозпродукцию до самого выгодного покупателя. Доходы от кредита Одинахан планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Tags

About Kyrgyzstan

  • $2,100
    Average annual income
  • 185
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,866,125
    Funds lent in using Kiva
  • 49.2
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,050 helped Odinakhan to purchase a car so she can transport crops and cattle to the market.
47% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 27, 2013
Listed
Jan 12, 2014
Currency Exchange Loss:
Possible