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Daler lives in the Yavan region. He is 25 years old, married, and has a two-year-old daughter. He has a large, friendly family comprised of his mother, younger brother, and older brother with his wife and children. They all live together. Daler's older brother is 41 and has four children. His younger brother is 9. Daler is happy and thanks God that he has such a large and wonderful family.

Daler wants to start a new business. He decided to open his own grocery store. Daler found a suitable place for the store, and now needs a loan to do repairs and buy the first products to sell. He is asking for a loan because he has little capital, but a great desire to open a store. Daler trusts in and hopes for your help.
View original language description ↓
Далер житель района Яван. Ему 25 лет. Далер женатый мужчина и отец двух летней дочки. У него большая и дружная семья, состоящая из его матери, младшего брата, старшего брата с женой и детьми. Все они вместе живут. Старшему брату Далера 41 год у него четверо детей. Младшему брату 9 лет. Далер рад и благодарен Богу за то, что у него такая большая и дружная семья.
Далер хочет начать новый бизнес. Он решил открыть свой продуктовый магазин. Далер нашел подходящее помещение для магазина, и осталось получить кредит, сделать ремонт и закупить первый товар для продажи. Он берет кредит, потому что у него мало начального капитала, но большое желания открыть магазин. Далер верит и надеется на Вашу помощь.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 212
    View loans »
    Tajikistan Loans Fundraising
  • $29,718,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Daler to open a store and bring in the starting inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 8, 2014
Jan 12, 2014
Currency Exchange Loss:
Oct 17, 2014