Las Abejitas-Chupaca Group
Noemi has been with the group for two years. She likes belonging to the communal bank because everyone is very hardworking and punctual in making their payments.
She sells vegetables wholesale and retail in the local market. Thanks to the sales of her produce, she helps her partner to take care of their young children.
She will invest the loan that she received in the purchase of her products, because sales increase during the Christmas season. Noemi is very happy to know that people from another country are supporting her unconditionally, without ever meeting her.
She is wearing a cream hat and blue sweater (in the photo); she is the first from the right.
ELLA TIENE 25 AÑOS Y TIENE 02 HIJOS DE 7 Y 11 AÑOS DE EDAD, QUE AÚN ESTAN ESTUDIANDO.
NOEMI LLEVA TRABAJANDO HACE 02 AÑOS CON EL GRUPO, LE GUSTA PERTENECER A ESTE POR QUE TODOS SON MUY TRABAJADORES Y MUY PUNTUALES EN EL PAGO DE SUS CUOTAS.
ELLA VENDE VERDURAS POR MAYOR Y MENOR EN EL MERCADO DE SU LOCALIDAD.
GRACIAS A LAS VENTAS DE SUS PRODUCTOS AYUDA A SU CONVIVIENTE PARA MANTENER A SUS PEQUEÑOS HIJOS.
EL PRESTAMOS QUE ELLA A OBTENIDO LO INVERTIRÁ EN LA COMPRA DE SUS PRODUCTOS YA QUE POR ESTAS FIESTAS NAVIDEÑAS LAS VENTAS INCREMENTAN.
NOEMI SE SIENTE MUY CONTENTA AL SABER QUE PERSONAS DE OTRO PAIS LA APOYAN INCONDICIONALMENTE, SIN CONOCERLA.
ELLA VISTE UN GORRO CREMA Y CHOMPA CELESTE, ES LA PRIMERA DE LA DERECHA.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid