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Norma Yaneth
Norma has had a nursery at her house for several years. She sells all types of plants, and she has an established clientele who seek her out for the good prices. With what she gets from her sales, and with her husband’s help, she manages to get ahead with the household expenses. She lives in her own house with her two children and her husband.

Norma is requesting a loan to buy iron and wire in order to make baskets in which to put the plants. In this way, as seen in the photograph, she will continue with her business that generates good profits for her. She does this in order to give her family what they need without any limitations.
View original language description ↓
Norma ella posee un vivero en su lugar de residencia vende todo tipo de plantas desde hace varios años y posee clientela ya establecida que la buscan por los buenos precios, con lo que obtiene de sus ventas y con la ayuda de su esposo logra salir adelante con los gastos que se les presentan en su hogar, vive en casa propia con sus dos hijos y su esposo, Norma esta solicitando un crédito para la compra de hierro y alambre para elaborar canastas para poner las plantas así como las muestra en la fotografía y seguir con su negocio que le genera buenas ganancias para darle a su familia lo que necesitan sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 781
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Norma Yaneth to buy iron and wire.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 16, 2013
Feb 4, 2014
Currency Exchange Loss:
May 18, 2014