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Julio Cesar
Julio lives in his own house with his family which is composed of two children and his wife. He has a store in his home. He has years of experience in this business so he knows the products that yield the greatest profits. He is well-known by his neighbors in the area. He has made a lot of clients as his store is well-stocked.

Julio wants to expand his business and make another investment but he doesn't have enough capital. So he is requesting a loan which will allow him to buy what his store needs like candy, basic grains, oil, rice, sugar, soft drinks, etc. He assures us that he will pay off his loan and at the same time is confident that he can provide his family with a higher quality of living.
View original language description ↓
julio vive en casa propia con su familia conformada por sus dos hijos y su esposa, el posee una tienda en su lugar de residencia tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, es muy reconocido por los vecinos de la zona, se ha hecho de mucha clientela, pues tiene la tienda surtida, el quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso solicita un crédito que le permita comprar lo necesario para su tienda como golosinas, granos basicos, aceite, arroz, azucar, refrescos, etc. asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 453
    View loans »
    El Salvador Loans Fundraising
  • $23,241,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,500 helped Julio Cesar to buy candy, basic grains, oil, rice, sugar, soft drinks, etc.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 18, 2013
Listed
Feb 4, 2014
Currency Exchange Loss:
N/A
Expired:
Mar 6, 2014