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Las Pioneras Group
In this Group: Jacinta, Maria, Albina, Marilyn Ibeth, Hirma, Sarita Luz

Update on Las Pioneras Group

The "Las Pioneras" group has six responsible and dynamic members. One of these members is Hirma, who is 58 years old, married and has three children, one of whom is in school. Hirma makes a living selling basic, staple goods. She feels happy in spite of the competition she has. Hirma has managed to gain loyalty from her customers. This loan will be used to brink sweets and drinks. Hirma's biggest wish is to continue implementing her business plan.

The "Las Pioneras" group is thankful for this loan and promises to continue working hard. In the photo, Hirma is standing up - she is on the right, wearing a light blue t-shirt and black trousers.
View original language description ↓
El grupo “Las Pioneras” está conformado por 06 socias responsables y dinámicas. Este es el caso de Hirma de 58 años casada con 03 hijos 01 de ellos en etapa escolar. Ella se dedica a la venta de productos de primera necesidad. Se siente feliz pues a pesar de las competencias Hirma ha llegado fidelizar a sus clientes. Su reciente crédito lo destinará para la compra de golosinas y bebidas. Seguir implementando su negocio es su mayor deseo. El grupo “Las Pioneras” agradece el crédito brindado y se comprometen a seguir trabajando bien. Hirma se encuentra de pie, es la primera del lado derecho y viste polo celeste y pantalón negro.

Previous Loan Details

The members of the Las Pioneras group are responsible and active people. The group is comprised of seven women who look to rise up each day. This is the case with Maribel. She is married and has two minor children. At her 35 years of age, Maribel is happy to have fulfilled some of her dreams.... More from Las Pioneras Group's previous loan »

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Pioneras Group's $1,425 loan helped a member to buy sweets and drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 26, 2013
Listed
Jan 11, 2014
Currency Exchange Loss:
Possible
Ended:
May 17, 2014