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José Rigoberto
Jose is 27 years old. He is a hardworking man despite having only studied until the 6th grade due to his financial situation. He tries to look for ways to obtain income in order to support his family, which is composed of his mother, two sisters, and one brother. He also supports them through his hard work. In his free time he works on agriculture projects that his siblings develop; he previously worked in agro-service. Nowadays he makes a living providing security services to the military detachment.

Jose has also worked in agriculture and knows how difficult it is to make the necessary income in that line of work. Due to this, it is taking a long time to make sufficient income. Because of that he was motivated to look for a more stable source of income; he was able to find agro-service work, in which he worked for three years until he decided to lend his services to security inside the military detachment. He has been working there for eight months and is receiving a more stable income.

This loan will help the borrower be able to begin building a small home, which will help both him and his family; it will also help in the future when he starts his own family.

Jose wants a future in which he can build his own respectable house where he can start a family and give them a good quality of life, having a well-supplied and furnished house.
View original language description ↓
José de 27 años de edad, es un hombre muy trabajador que a pesar de haber estudiado hasta 6 grado de educación básica por su situación económica, él trata de buscar la forma de obtener ingresos para apoyar a su familia, la cual esta compuesta por su madre, dos hermanas y un hermano. También apoya mediante su fuerza de trabajo, en su tiempo libre en las actividades agrícolas que desarrollan sus hermanos; anteriormente trabajaba en un agro-servicio, hoy en día se dedica a brindar sus servicios de seguridad en el Destacamento Militar.


José, también ha trabajado en la agricultura y sabe lo duro que es obtener los ingresos necesarios de tal labor, sumándole a esto el tiempo que se tarda en obtenerlos, por lo que él se motivo a buscar una fuente de ingresos mas estable, logrando encontrar trabajo en un agro servicio, en el cual trabajo durante tres años, hasta que decidió prestar su servicio de seguridad dentro del Destacamento Militar, en el cual lleva laborando ocho meses, de donde obtiene una fuente de ingresos mas segura.

Con el crédito se le estará ayudando al cliente, para que pueda comenzar a construir una pequeña vivienda, la cual le servirá mucho tanto a él como a su familia y también le servirá para formar su propia familia en un futuro.


José quiere en un futuro poder construir una casa digna y propia, donde pueda formar una familia a la cual pueda darles una mejor calidad de vida, teniendo su casa bien equipada y amueblada.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 775
    View loans »
    El Salvador Loans Fundraising
  • $25,628,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped José Rigoberto to build a small home.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2013
Listed
Jan 9, 2014
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2014