They got to know each other either because they were relatives, neighbors or friends. They have restauration activities and sells condiments, and they are now on their fifth group loan.
The customer, Djeneba, who is standing on the far right sells condiments. She gets her supplies of peppers, onions, smoked fish and groundnut paste every Saturday from the market in Dioila. She expects to make a monthly profit of 30,000FCFA. This profit will be reinjected into her business.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font la restauration et le commerce des condiments. Les femmes du groupe DANAYA sont à leur cinquième prêt solidaire.
La cliente DJENEBA la première debout à partir de la droite est vendeuse de condiment. Elle s’approvisionne chaque samedi au marché de Dioila en poivron, en oignon, en poisson fumé, et en pâte d’arachide. Elle compte réaliser un bénéfice mensuel de 30.000 FCFA. Ce bénéfice sera réinjecté dans son activité.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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