This BENKADI group is composed exclusively of married women. They have an average age of 45 with four children, and they live in traditional extended families in the village of Sadiobougou, township of Wacoro, prefecture of Dioila, Koulikoro Region (second administrative region of the Republic of Mali). They met because of being relatives, neighbors, and friends. They are involved in selling cooked food, condiments, cereals, and various other products. The women of this BENKADI group are on their second solidarity loan.
The featured client, Sali, the first person from the left, seated, sells salt. She intends to buy 150 kg of salt from the wholesalers in Dioila and sell it retail to a mixed clientele. She expects to make a monthly profit of 3500 F CFA. This profit will be used to raise poultry.
Le groupe BENKADI est composé exclusivement de femmes mariées. Elles ont en moyenne 45 ans, 4 enfants et vivent dans des familles traditionnelles élargies dans le village de Sadiobougou commune de Wacoro préfecture de Dioila, Région de Koulikoro (deuxième région administrative de la république du Mali). Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font la restauration, le commerce de condiments, de céréales et d’autres produits divers. Les femmes du groupe BENKADI sont à leur deuxième prêt solidaire.
La cliente Sali la première personne à partir de la gauche dans le rang assis est vendeuse de sel. Elle compte acheter 150kg de sel avec les grossistes à Dioila qui seront vendue en détail à une clientèle mixte. Elle compte faire un bénéfice mensuel de 3500FCFA. Ce bénéfice est utilisé dans l’élevage de volaille.
Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.