These women are involved the commerce of diverse products such as clothes, cups and others. With the goal of allowing their commercial activity to evolve and to increase their working capital, they decided to join the loan program from Soro Yiriwaso. The women seen in green in the photo, second from the left, is named Awa, and sells cups and clothes. She hopes to use her profits to increase her working capital and purchase more cups and clothes to respond to customer demand and earn more. Mrs Awa hopes to earn 222 000 FCFA during this loan cycle, while the other members of the Yeredon group are aiming for average earnings of 210 000 FCFA each.
In addition to repyaing ther loans, the members of the Yeredon group use part of their earnings towards personal expenses and to increase their working capital, always looking to deepend their partnership with Soro Yiriwaso in order to continue satisfying customer demands.
Ces femmes commercialisent divers articles tels que, des Habits, des tasses et autres articles. Dans le but d’une évolution de leur activité commerciale et de fonds de commerce, elles ont décidé d intégrer le programme crédit de Soro Yiriwaso.
Celle qui est habillée en verte, 2ème de gauche à droite , vendeuse de Tasses et d’Habits, Awa, souhaite utiliser son prêt pour accroitre son fonds de commerce et acheter plus de tasses et d’habits pour satisfaire sa clientèle et réaliser un bon profit. Mme Awa prévoit un bénéfice de 222 000FCFA au cours de ce cycle tandis que les autres membres du groupe Yeredon estiment un bénéfice moyen de 210 000FCFA chacune.
En plus du remboursement des prêts, les femmes du groupe Yeredon utilisent une partie du revenu pour leur propres dépenses et augmenter leur fonds de commerce et sollicitent toujours cette relation avec Soro Yiriwaso pour pouvoir toujours satisfaire les demandes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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