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Bibikhol is 45 years old. She and her children live in the city of Nurek. Bibikhol is divorced and raising the children by herself. Her children attend a school. She hopes that she will be able to raise and get her children on their feet. Bibikhol has a store, where she is involved in selling food products. She is requesting a loan to increase the number of goods in her store. Each year her business grows, including the number of regular clients and income. Bibikhol is very happy that she has clients who are already ordering products by phone. Winter is coming soon, and it will be harder to bring in merchandise. Bibikhol wants to use this loan to buy new products and refill her old inventories.
View original language description ↓
Бибихолу 45 лет. Она с двумя детьми живет в городке Нурек. Бибихол разведена с мужем и детей растет сама. Ее дети учатся в школе. Она надеется, что сможет вырастить и поставить на ноги своих детей.
Бибихол имеет магазин, где сама занимается продажей продуктов питания. Она берет кредит для увеличения товара в магазине. С каждым годом ее деятельность увеличивается, в том числе количество постоянных клиентов и доход. Бибихол очень рада, что имеет клиентов, которые уже заказывают продуктов по телефону. Скоро зима и привозить товар будут сложнее. Бибихол хочет на сумму кредита приобрести новые продукты и пополнить свои старые запасы.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 118
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,500 helped Bibikhol to increase goods turnover and refill product inventory.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2013
Jan 11, 2014
Currency Exchange Loss:
Feb 10, 2014