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Thy Will Be Group
In this Group: Patricia, Joyce, Gifty, Carl, Mary, Nelly, Patience
Please meet members of the Thy Will Be Group from Dansoman, a fast-growing business area in Accra, Ghana. They are all local entrepreneurs who have come to ID Ghana, a partner of Kiva, to apply for a loan of GHS 3,900 to supplement their capital. With the help of this loan, they will be able to expand their respective businesses, make more sales, and, consequently, improve their living conditions.

Nelly is the featured leader of this group. The 41-year-old woman is married to a trader and they have three children. Nelly has been a businesswoman for 15 years now. She sells clothing and slippers. With her share of this loan, she will buy a large quantity of clothing and slippers to add to her current stock.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 2.3
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Thy Will Be Group's $1,675 loan helped a member to buy a large quantity of clothing and slippers to add to her current stock.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 12, 2013
Jan 8, 2014
Currency Exchange Loss:
Jun 17, 2014