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Gulmira is a lovely woman who has wonderful ideas. She was born in 1969 and has two children, a daughter and son. She has always worked hard for the benefit of her family. Her husband raises farm animals, and she wants to start a new business. She plans to open a sewing shop. She took the course "Achieve Success," which was organized by the Association of Business Women. She will open her store in the center of her district. She requests a loan of 9,000 somoni to buy 4 sewing machines and 2 cutting tables. She awaits your kindness and hopes that her business will simply flourish.
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Гулмира прекрасная женщина с прекрасными мыслями. Она родилась в 1969 году. Гулмира замужем и имеет 2 детей, дочь и сына. Она всегда старалась для благо получения своей семьи. Ее муж занимается скотоводством. Гулмира хочет открыть новый бизнес. Она планирует открыть швейный цех. Гулмира обучилась в курсе «Добейся Успеха» организованного Ассоциация Деловых Женщин. Она будет открывать швейный цех в центре своего района. Она запрашивает займ на сумму 9000 сомони для покупки 4 швейных машинок и два стола для кройки. Она ждет вашу доброту и надеется, что ее бизнес будет только процветать.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 200
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Gulmira to buy sewing machines and cutting tables.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Jan 9, 2014
Currency Exchange Loss:
Oct 17, 2014