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Aferdita is a married mother of two boys, ages three and five years old. Her husband works in construction and she is a housewife, taking care of their children. They all live in a minority Ashkali community in a very old, small house. She has always wanted to build a new house because there is not enough space for them for them to live comfortably and no place for the children to be able to use for studying.

Aferdita is requesting a loan to build an annex onto her house in order to expand the living area, helping them to improve their living conditions. She hopes in the future to be able to offer a better life to her family and give their children a better education. She wants to thank all Kiva lenders!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $1,823,175
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,475 helped Aferdita to build an annex in her house in order to expand the living area.
47% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 30, 2013
Jan 8, 2014
Currency Exchange Loss: