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Hadjah Namuwawu's Group
In this Group: Hadjah, Teddy, Margaret, Amina
Hadjah is the leader of a 4-member group. She is 55 years old and divorced with 6 children aged between 30 and 18 years. Two of her children go to school, and the rest are working. She stays with her brother who owns the home where she is staying with her school-going children. There are four people at home.


The family gets two meals a day. She resides and works in a semi-urban area which is in the outskirts of Kampala. Hadjah works in Kibuye market in one of the city suburbs and deals in bananas. Hadjah doesn't incur any extra transport costs because she gets them from her place of work. She works seven days a week.


Hadjah sells to an average of 20 customers a day and sells both small and large quantities depending on the customers' wishes. Her main expenses include school fees and medication plus daily market dues.


She has been with MCDT for four years and is servicing her twelfth loan with the same group mates. She wants to use this loan to increase the stock of her business. She aspires to educate her children up to university.
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Additional Information

About MCDT SACCO

This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at http://www.kiva.org/partners/112, and join our lending team, Friends of MCDT SACCO, at http://www.kiva.org/team/friends_of_mcdt_sacco.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 236
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 1,634.0
    Uganda Shillings (UGX) = $1 USD