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Salohiddin is a cheerful, hardworking 39-year-old who is married and has 2 children. He and his family live in a rural part of Tajikistan. In order to have a continual source of income for his family, Salohiddin has to work very hard. He sows crops such as onions & potatoes (among others) for a living. This line of work pays well, but is seasonal, and can be quite finicky; for example, if the soil isn't fertilized in time, the harvest could be ruined.

Currently, Salohiddin needs fertilizer himself. He's specifically in need of mineral fertilizers, but lacks the money to buy them. That being the case, he's turned to Arvand in hopes of a loan to buy these fertilizers, and would like to thank them in advance for their support.
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Салохиддин жизнерадостный и трудолюбивый мужчина в возрасте 39 лет. Он женат и имеет 2 детей. Живет Салохиддин в сельской местности. Чтобы иметь постоянный доход, для обеспечения своей семьи Салохиддин очень много работает. Он занимается посевом селхозкультуры, такой как лук и картошка. Этот вид бизнеса приносит Салохиддину хорошую прибыль. Но этот бизнес сезонный и если вовремя не удобрить земли, то урожай может не получиться. Сейчас Салохидину необходимо удобрить землю и поэтому он собирается купить минеральные удобрения. Но он не имеет достаточной суммы для закупа удобрения. Поэтому Салохиддин обратился в Арванд и хочет получить кредит на покупку минеральных удобрений. Он очень надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 187
    View loans »
    Tajikistan Loans Fundraising
  • $30,409,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Salohiddin purchase fertilizer.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 17, 2013
Jan 8, 2014
Currency Exchange Loss:
Feb 7, 2014