Update on Leiver DavidLeiver is 22 years old, single, and has two children (ages 11 and 7). He lives with his family in the city of Ventanas in Los Ríos Province.
Leiver is a member of the Communal Bank "Bruniquilde", which is located in the neighborhood of Calabi in the canton of Ventanas. The members engage in farm work.
Leiver is a farmer who grows corn. His purchases are conducted at the Rodríguez commercial district. He is requesting a loan in order to buy supplies such as compost, urea, and fertilizers. This will be a great financial help.
His dream is to improve his family's financial situation. The challenges he faces include dealing with financial difficulties. Leiver enjoys playing bingo in order to raise money for local projects.
Es integrante de la ventanilla Bruniquilde que se encuentra ubicada en el Recinto Calabi, pertenece al Cantón Ventanas se dedica a labores agropecuarias.
Leiver se dedica a la agricultura a la siembra de maíz. Las compras lo realizan en comercial Rodríguez. Solicita el crédito para la compra de insumos como los abonos, ureas, fertilizantes que es un apoyo económico. Su sueño es mejorar la economía de la familia. Los desafíos que se enfrentan dificultades económicas.
Le gusta realizar bingos para recoger dinero para obras del sector.
Previous Loan DetailsLeiver is 22 years old and single. He has two children who are 11 and 7 years old. He lives with his family in the city of Ventanas, in the Los Ríos province. He is a member of the VRC BRUNIQUILDE, located in Recinto Calabi, which belongs to the canton Ventanas, dedicated to agricultural… More from Leiver David's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid