Update on Nibaldo OrlandoNibaldo is 33 years old and in a common law relationship. He lives with his wife and their three children in the canton of Ventanas in Los Ríos Province. Nibaldo is a member of the Communal Bank "Bruniquilde", which is located in the neighborhood of Calabi in the canton of Ventanas. The members engage in farm work.
Nibaldo grows corn and raises chickens. He is requesting a loan so that he can buy fertilizers to use for planting and to rent farmland. His purchases are conducted in the canton of Ventanas.
Nibaldo's dream is to improve his crop and his production so that he can have a better quality of life. The challenge he faces is having to battle against the forces of nature. In his free moments, he enjoys raising animals and watching television for periods of time.
Es integrante de la ventanilla Bruniquilde que se encuentra ubicada en el Recinto Calabi, pertenece al Cantón Ventanas se dedica a labores agropecuarias.
Nibaldo se dedica a la siembra de maíz y a la crianza de gallinas. Solicita el préstamo para poder comprar los fertilizantes para la siembra y para arrendar terrenos. Las compras lo realiza en el cantón ventanas. Su sueño es mejorar su cultivo y la producción para tener una mejor calidad de vida. El desafío que enfrenta es combatir contra la naturaleza. En su tiempo libre la gusta criar animales y un rato ver la television
Previous Loan DetailsNibaldo is 33 years old, and he has a partner and 3 children. He lives with his family in the city of Ventanas, in Los Ríos province. He is a member of the BRUNIQUILDE communal bank, which is located in the Calabi district, in the canton of Ventanas, where the members dedicate themselves to… More from Nibaldo Orlando's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid