Update on Eugenio LeopoldoEugenio is 58 years old, married, and lives with his family members in Ventanas in Los Ríos Province.
He is a member of the Communal Bank "Bruniquilde", which is located in the neighborhood of Calabi in the canton of Ventanas. Eugenio is devoted to farm work.
He is a farmer who grows corn. Eugenio is requesting a loan in order to buy necessary supplies for farming such as compost, insecticides, fertilizers, urea, and fungicides. His purchases are conducted in Ventanas.
Eugenio's dream is to buy a plot of land. The challenge he faces is having to do more work. In his free time, he enjoys playing bingo in order to raise funds for some type of program.
Es integrante de ventanilla Bruniquilde que se encuentra ubicada en el Recinto Calabi, pertenece al Cantón Ventanas se dedica a labores agropecuarias.
Eugenio se dedica a la agricultura a la siembra de maíz. Solicita el crédito para los insumos que necesita para la agricultura como abono, insecticida, fertilizantes, urea, fungicida. La compra lo realiza en Ventanas. El sueño es comprar un terreno. El desafío al que se enfrenta es trabajar mucho más. En su tiempo libre le gusta jugar bingo para sacar fondos para algun programa.
Previous Loan DetailsEugenio, 58, is married and has a 17-year-old son; he lives with his wife and son in the city of Ventanas, Los Ríos Province. He is a member of the “Bruniquilde” communal bank located in Recinto Calabi which belongs to Ventanas Canton; they work in agriculture. Eugenio is a farmer who gro... More from Eugenio Leopoldo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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