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Biakoye Group
In this Group: Sarah , Ellen , Vida
This group is made up of three ladies who live in the same area and are part of the group called Biakoye. They are into the sale of ladies slippers, vegetables and groceries (rice, milk, sugar, edible oil, spices, biscuits, soap, detergent and drinks).

Sarah is 37 years old and single with two children who are still in school. She has been selling ladies slippers for 10 years. She works from 7am to 6pm daily and is able to make a good monthly profit. This will be Sarah's fifth loan from ID-Ghana. She used the previous loans to increase her slippers business and has repaid back all her loans successfully. She used the profit to pay school fees and cover household expenses. She will use this loan to buy more slippers to sell to customers.

Sarah will share this loan with her loan group, Biakoye Group, which has three members who will hold each other accountable for repaying back the loan amount of 2,300 GHS.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 2.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Biakoye Group's $975 loan helped a member to buy more slippers to sell to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Jan 10, 2014
Currency Exchange Loss:
Aug 17, 2014