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Sanh, 65 years old, is married and has two children, one son and one daughter. He and his wife support the family through the income they earn from their general store. They live in Ho Chi Minh City.

Sanh started this shop 30 years ago. He sells sugar, toys for children, soft drinks, yogurt and other household items to people in his community. He is requesting a loan to expand his business to prepare selling goods during the Vietnamese New Year by buying a greater variety of products, in particular foods and beverages.

The additional capital will enable him to increase his sales and he hopes his business runs smoothly and will help him to improve his living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.


About Vietnam

  • $5,600
    Average annual income
  • 98
    View loans »
    Vietnam Loans Fundraising
  • $15,321,250
    Funds lent in using Kiva
  • 21,092.6
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Sanh to buy products such as food and beverages for selling during holiday seasons.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Dec 25, 2013
Jan 7, 2014
Currency Exchange Loss:
Jan 17, 2015