Mrs. Luu Thi C., aged 52, has 3 children, two of whom are grown-up. Before joining TYM, her family caught fish in the sea. This business was not stable as it depended a lot on the weather. Therefore, in 2005 she joined TYM Fund and switched to trading. Everyday her husband goes to agents to buy goods for her, then she sells these goods at some markets. With reasonable price and enthusiastic service, her business is going on well and brings about a stable income of VND 3 million/month. For the next loan cycle, she wants to borrow VND 9 million to invest more in this business.