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Fatma Dilek
Fatma is divorced and has one child. Fifteen years ago she started making authentic embroidery inspired by Turkish themes as a hobby. She made bedspreads and covers for bedroom furniture. Later on she tried this embroidery on jewelry. She made various kinds of bracelets and rings. After a while she started her own business. She would get orders from her customers and sell her products. She improved her work and started making accessories for home decoration. When there were no orders, she continued to produce items and sold them wherever she went. With the help of the loan she will buy various strings, demse strings (glow in the dark) and accessories. Part of the loan will be used to create a website on which her products will be displayed. Her sales will increase because the number of accessories for her creations will increase. Right now she cannot buy anything because she does not have any capital. With the help of this loan she will be able to buy the items she needs and complete her orders and sell them. In the future, she wants to increase her capital and open a store. She wants to present her products to the public and also employ other women. She wants to guarantee her child's future and enable her child to complete a full education. She also wants to found a trademark.

Additional Information

More information about this loan

Maya works to extend access to finance in Turkey, a country which, as a whole, has very limited microfinance services. By supporting this loan, you are helping Maya continue their work and specifically reach female borrowers in Turkey, many of whom come from rural parts of the country. 

About Maya

Although Turkey is one of the largest economies in the region, it has not reached its potential for microfinance investment. Deficient legal structures for microfinance credit initiatives and lack of quality information about microfinance demand and structure in Turkey are the largest obstacles to improvements in the field. Under these challenging conditions, Maya provides group and individual loans to low-income women who lack access to the financial services they need in order to start or improve their own small-scale businesses. Maya borrowers are part of lending groups, but are posted to Kiva as individuals. Therefore, lenders are exposed to additional risk of default in the event that a member of this borrower's group defaults on her loan. Maya, established in 2002, was Turkey’s first microcredit program. Maya is Kiva’s first Field Partner in Turkey and posted its first loans in August 2011. Headquartered in Istanbul, Maya has four branch offices. For more information, visit Maya’s partner page.

About Turkey

  • $19,600
    Average annual income
  • 0
    View loans »
    Turkey Loans Fundraising
  • $360,725
    Funds lent in using Kiva
  • 2.2
    Turkey Lira (TRY) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Fatma Dilek to buy various strings, demse strings (glow in the dark) and accessories.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 10, 2013
Jan 7, 2014
Currency Exchange Loss:
Dec 17, 2014