Ms. C. Thị Bích Hằng, 30 years old, no 06030034. Her group is borrowing for the first time from the SEDA fund. All the housewives in the group worked together to find ideas to invest and pay back the loans̉. She is very eager to adhere to be able to save and repay gradually. She is asking for a loan of 3.186.000đ to buy animal feed and resell at the market to the village farmers. She has 2 school-age children, who also help her out when there is a lot of sales activity. There are 4 other Fund participants in her group .
Ms. Lưu Thị Bắc, 35 years, no 06030035, borrowing 3.186.000đ over 6 months to buy chicken feed
Ms. Đinh Thị Tập, 58 years, no 06030036, borrowing 3.186.000đ to buy pigs
Ms. Nguyễn Thị Vân, 33 years, no 06030037, borrowing 3.186.000đ to buy corn for use as animal feed
Mr. Kiều Văn, 24 years, no 06030038, borrowing 3.186.000đ to buy chicken to raise
Chị C. Thị Bích Hằng 30 tuổi, mã số 06030034 chị và cả nhóm lần đầu tiên tham gia vay vốn của SEDA. Tháy các chị em phụ nữ trong thôn vay vốn chị cũng tìm hiểu cách thức vay trả. Sau khi được cán bộ tín dụng tư vấn chị rất thích tham gia vì được tiết kiệm trả dần.Chị đăng ký tham gia vay 3.186.000đ về lấy thêm cám để bán cho các hộ chăn nuôi trong làng.Chị có 2 con đang đi học, trồng chị cũng giúp chị nhiều trong công việc buôn bán. Trong nhóm chị còn có 4 thanh viên nưã cung tham gia vay vốn .
Anh Kiều Văn dũng 24 tuổi mã số 06030038 vay 3186.000gg mua gà để nuôi
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.