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Robert is a Ghanaian artisan who creates hand-carved wood masks. He would like to invest in the raw materials he uses for his authentic African masks.

Robert has been selling through NOVICA since 2000. This is his story:

"After four years of working with my brother, I left his workshop to start on my own. Presently, I work along with expert artists, all designers and carvers. I focus on design and work with local Ghanaian woods. I love my art and I hope to produce more interesting designs for my customers."

"I will be always grateful for the help you all are giving to me and to all my artist colleagues. Thank you."

Use the link below to view Robert's hand-carved wood masks on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Ghana

  • $3,500
    Average annual income
  • 43
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Robert to invest in the raw materials he uses for his authentic African masks.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Feb 10, 2014
Jan 6, 2014
Currency Exchange Loss:
Oct 17, 2014