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Sr. De Huanca De Coya Group
In this Group: Graciela, Cristina, Celia, Marco Antonio, Erica, Florentina, Janet*, Julian, Miriam, Benita, Sabina
* not pictured

Update on Sr. De Huanca De Coya Group

The members belong to the Sr. de Huanca de Coya communal bank. This bank is located in the Coya district, Calca province, Cusco department.

Graciela, a member, is 48 years old. She is married and has three children. She works in her restaurant business. She prepares different dishes like chicken with potatoes, soups, and ‘saltado de carne’ [a stir-fried Peruvian dish of meats and vegetables]. She works from 10:00 a.m. until 5:00 p.m. She has had this business for seven years, and it is going very well for her. Her dream is to expand her restaurant business.

She is requesting the loan to buy products for cooking. She will buy things like chicken, meat, and vegetables.

The other members devote themselves to the businesses of farming, selling woven goods, grocery store, and selling animals.

Graciela is grateful to those who form part of this dream through this means. She pledges to make her payments according to the established schedule.
View original language description ↓
Los socios pertenecen al banco comunal “SR DE HUANCA DE COYA”; Este banco se ubicada en el distrito de Coya, perteneciente a la provincia de Calca y departamento de Cusco.

La socia es la Sra. Graciela ella es casada y tiene 48 años y tiene 3 hijos; La socia trabaja en su negocio de restaurant, la socia prepara diferentes platos como pollo con papas, sopas y saltados de carnes, la socia trabaja desde las 10:00 p.m hasta las 5:00 p.m,la socia ya tiene 7 años en este negocio y le va muy bien, el sueño de la socia es ampliar el negocio de restaurant. La socia solicita el crédito para comprar productos para cocinar como pollo,carne y verduras.

Los otros socios se dedican al negocio de agricultura, negocio de venta de tejidos, negocio de tienda de abarrotes y negocio de venta de animales.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

Janet’s 29-years-old and in a common law relationship; she has two children. She’s from Calca Province in Cusco Department. She is an enterprising, responsible mother who supports her family. She sells food; she has a small restaurant in the city of Coya in Calca Province. She opened her smal... More from Sr. De Huanca De Coya Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $60,090,825
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sr. De Huanca De Coya Group's $5,625 loan helped a member to buy products like chicken, meat, and vegetables for cooking.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Jan 6, 2014
Currency Exchange Loss:
Jul 17, 2014