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Update on Adan

Adan is 59 years old and lives in his own house with his partner and their two children. Adan works in agriculture, his main crops being corn, beans and sorghum. His earnings from his work allow him to cover some household costs. Adan wants to make improvements to his home by building separate bedrooms for his children and by hooking the house up to the electrical grid. Adan does not, however, earn enough to do this work and so his applying for a loan in order to buy the materials he needs. Adan needs to buy cement, sand, iron, bricks, wire, cables, and to pay labourers in order for him and his family to live more comfortably and securely.
View original language description ↓
Don adan de 59 años de edad vive en casa propia con su compañera de vida y sus dos hijos, él se dedica a la agricultura su principal siembra es el maíz, frijol y maicillo con lo que obtiene de sus ventas logra solventar algunos gastos de su hogar, Don Adan quiere mejorar su vivienda construyendo unos cuartos para sus hijos y poner la instalación eléctrica, pero con lo que gana no le alcanza para poder realizarlo por esa razón solicita un crédito y poder comprar los materiales necesarios como: cemento, arena, hierro, ladrillos, alambre, cables y pago de mano de obra para que él y su familia puedan vivir cómodos y seguros.

Previous Loan Details

Adan, 58, lives with his wife and children. He operates a farming business, growing maize, beans and maicillo. He has been a farmer for many years and says that he has learned how to bring in a good harvest. His land is well situated and close to his house. He sells in local markets and says ... More from Adan's previous loan »

Additional Information

More information about this loan

This loan is a special product offered by Apoyo Integral to help impoverished individuals in El Salvador make improvements to their homes, so as to offer safer and healthier living conditions to their families. These are individual loans for which the Field Partner has significantly lowered their guarantee standards because
the borrower is grouped with other Apoyo clients in a solidarity agreementNormally, families at certain income levels are not eligible for housing loans. However, since group members are cross guaranteeing one another, Apoyo Integral has decided to fund these loans. Further, the field partner is working through local community development organizations to not only determine which families are the best candidates for the loans but also to offer technical assistance and education for loan recipients covering topics such as financial education, proper hygiene and sanitation, and efficient use of electricity.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 633
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Adan to buy cement, sand, iron, bricks, wire, cables, and to pay labourers.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Dec 29, 2013
Jan 6, 2014
Currency Exchange Loss:
Jun 19, 2014