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Meet 38-year-old Rugiatu from Waterloo2, Western rural area, in Sierra Leone. She is married with four children.

In 2001, Rugiatu established her retail business. She began her business because she wants to empower herself. She works at the business ten hours per day and six days per week. She says that the main challenges to her business are price inflation and insufficient capital to expand her business.

Rugiatu requires a loan in order to purchase more cigarettes, drinks, soap and pure water. She hopes that the extra income from this loan will allow her to change her status of living and increase her business.

In the future, Rugiatu plans to expand her business more than ever. She thanks you for your support.

Additional Information

About BRAC Sierra Leone

This loan is administered by BRAC Sierra Leone. BRAC, the world’s largest NGO, takes a multi-dimensional approach to attacking poverty through offering a comprehensive range of programs in the realms of microfinance, capacity building, livelihood development, health, education, and social justice.

BRAC Sierra Leone plays a large role in providing economic empowerment to communities that lack access to the financial mainstream. BRAC Sierra Leone offers small enterprise loans to men and women who desire to expand their small businesses, generate employment opportunities, and provide new services. More information can be found on BRAC Sierra Leone’s Kiva Field Partner Page.


About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,338.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Rugiatu to purchase more cigarettes, drinks, soap and pure water.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 9, 2013
Jan 6, 2014
Currency Exchange Loss:
Jun 17, 2014