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Byron Jose
Byron José is a young man of 27. He is studying business administration. He is married but doesn't have children yet. He is taking advantage of his current situation to develop a professional career and to get a better job in order to provide for his wife. Byron José currently works as a loans advisor, and his income allows him to pay for household costs and his studies.

He is requesting this loan in order to buy a computer. The computer he had previously is damaged. This is a very important tool that will let him continue researching and building knowledge related to his career.
View original language description ↓
Byron José es un joven de 27 años de edad, estudia la carrera de administración de empresas, es casado pero no tiene hijos aun mientras vienen está aprovechando la oportunidad para prepararse profesionalmente para sacar adelante a su esposa con un mejor empleo, actualmente labora como asesor de crédito, por medio de sus ingresos se ayuda para con los gastos de su hogar y estudios, solicita el apoyo de crédito para poder comprar una computadora, la que tenia se le daño, esta herramienta para él es muy importante para seguir documentándose y enriqueciendo sus conocimientos con respecto a su carrera.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $3,636
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,396,400
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $850 helped Byron Jose to buy a computer.
75% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Dec 5, 2013
Jan 4, 2014
Currency Exchange Loss: